About Cyber Insurance SG
Last reviewed: 2026-06-03.
Cyber Insurance SG is an independent comparison and editorial platform for Singapore cyber-insurance products, operated by Pangaea Capital. We help Singapore businesses and individuals understand their cyber-insurance options and connect them to licensed Singapore insurers and MAS-licensed broker partners for real quotes.
What we are
- An independent comparison platform — we are not owned by any insurer or broker, and our editorial content is not paid for by insurers.
- An educational publisher — our PDPA cluster, data-breach guides, and insurer profiles are written for Singapore businesses making real procurement decisions.
- A lead-routing service — we forward your enquiry to the Singapore insurers and broker partners best matched to your sector and revenue band.
What we are not
- Not a MAS-licensed Financial Adviser (FAA-licensed entity). We do not provide personalised financial advice.
- Not an insurance broker or agent. Our broker partners hold the relevant MAS licenses; we refer enquiries to them.
- Not an insurer or underwriter. We do not write policies.
- Not a licensed trust company.
How we make money
Cyber Insurance SG generates revenue through:
- Lead-routing fees from our MAS-licensed broker partners when a quote enquiry results in a placement.
- CPA arrangements with direct insurers for bound policies via their digital channels (planned).
- Sponsored placements from insurers wishing to appear at the top of our comparison page (disclosed inline; we have none active as of this review date).
Editorial scope and review content are not influenced by these arrangements. We do not write favourable copy in exchange for placement fees, and we do not refuse to cover insurers we don't have a commercial relationship with.
Our editorial principles
- No fabricated ratings. We do not publish star scores or aggregate ratings without a disclosed survey methodology. Until we have one, we publish editorial-only insurer profiles.
- No published premium ranges per insurer. Cyber-insurance premiums depend on too many specifics — publishing indicative bands would mislead any given business. We direct prospects to the quote form for real numbers.
- Sourced regulatory claims. Where we cite PDPA / MAS / PDPC / MOH rules, we link directly to the authority. Our PDPC enforcement history page links to the original PDPC commission decisions register.
- No subjective "best for X" rankings. We describe what each insurer is positioned to do (sector appetite, capacity, sublimit structure) — not which is "best". The right insurer depends on your specifics.
- Audit-script enforced. Every commit runs
npm run audit:facts+npm run audit:sgagainst the entire repo. Zero fabricated-claim findings, zero CCCS/PDPC/MAS prohibited-marketing findings, before any deploy.
Our Singapore compliance posture
- PDPA 2012 — see our privacy policy for the full handling of personal data submitted via this site. The quote form includes a PDPA consent disclosure below the submit button (not a checkbox — text-only, per Pangaea SG cross-site rule).
- CCCS / ASAS fair-dealing — no "best", "leading", "Singapore's #1" without a disclosed methodology.
- MAS reserved terms — we do not describe Cyber Insurance SG as MAS-licensed, MAS-regulated, or a licensed financial adviser, because we are none of those.
- NRIC restriction — we do not collect NRIC or FIN via this site.
- Data-breach notification — if we suffer a notifiable breach under PDPA Sec 26B, we will notify the PDPC within 3 calendar days of determination and notify affected individuals as soon as practicable.
Our editorial team
Editorial content on this site is published by the Cyber Insurance SG Editorial Team (Pangaea Capital). Each long-form article shows a "Last reviewed" date. Where a regulator, statute, or third-party report is cited, the source is linked directly so you can verify.
Once a MAS-licensed broker partner formally appoints us under their agency, we will name them on the site (currently in discussion — see our roadmap). Until then, our positioning is strictly as an independent editorial + lead-routing platform.
Our data + LLM strategy
We publish structured machine-readable data — extracted from insurer policy-wording PDFs — at predictable URLs:
/api/insurer/{slug}/facts.json+summary.md(per-insurer profile)/api/product/{insurer}/{product}/facts.json+summary.md+wording.md(per-product fact extraction)/api/topic/{slug}/summary.md(cross-insurer topic comparison)
Underlying data lives in the Pangaea SG financial-data hub on Supabase (insurance.* schema). Endpoints are released under CC BY 4.0. See /llms.txt for the LLM discovery manifest. Currently being populated — see roadmap for status.
Get in touch
For general enquiries: hello@cyberinsurance.com.sg
For data-protection / PDPA questions: dpo@cyberinsurance.com.sg
For partnerships / sponsored placement: partners@cyberinsurance.com.sg
For editorial corrections: editor@cyberinsurance.com.sg
For a real cyber-insurance quote, use our quote form.